Estimate Pennsylvania take-home pay after federal tax, FICA, and PA's flat 3.07% tax on gross pay (local EIT noted). Free, with the math shown.
Take-home pay per paycheck: $2,280.38
Take-home pay per paycheck
$2,280.38
Effective total tax rate: 20.9%
Annual paycheck breakdown
Item
Annual
Gross pay
$75,000.00
Federal income tax
−$7,670.00
Social Security (6.2%)
−$4,650.00
Medicare
−$1,087.50
State income tax (Pennsylvania (3.07% flat))
−$2,302.50
Total tax
−$15,710.00
Net pay
$59,290.00
2026 federal tax year. Pre-tax deductions (401(k), HSA, insurance), local taxes, and state-mandated payroll contributions such as disability or paid-leave insurance are not included.
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Net pay in Pennsylvania = gross salary minus federal withholdings minus Pennsylvania income tax. Federal (tax year 2026, Rev. Proc. 2025-32): income tax on gross minus the standard deduction ($16,100 single / $32,200 married) run through the seven brackets (10%–37%); Social Security is 6.2% up to $184,500; Medicare is 1.45% plus 0.9% over $200,000 (single) / $250,000 (married). Pennsylvania applies a flat 3.07% directly to gross compensation — it has no standard deduction and no personal exemption. Worked example — $60,000, single: federal income tax $5,020.00, Social Security $3,720.00, Medicare $870.00, Pennsylvania income tax $1,842.00 (60,000 × 3.07%); net $48,548.00 per year, about $1,867.23 per biweekly paycheck. IMPORTANT: most Pennsylvania municipalities and school districts add a local Earned Income Tax (often around 1%) not included here.
Disclaimer: This calculator provides educational estimates only and is not financial, tax, or investment advice. Figures are simplified and may not reflect your full situation — consult a qualified professional before making financial decisions.
Pennsylvania has one of the country’s simplest — and most distinctive — income taxes: a flat
3.07% applied straight to your gross pay, with no deductions. This calculator itemizes your
federal withholding and the Pennsylvania state tax for 2026, and is explicit about the local layer.
How to use it
Enter your annual gross salary.
Pick your filing status.
Pennsylvania is preselected in the state menu at its flat 3.07% rate.
Choose your pay frequency for the per-check net.
A flat rate on everything
Unlike almost every other state, Pennsylvania gives no standard deduction and no personal
exemption — the 3.07% applies to your entire compensation. The upside is the rate itself is low
and unchanging; the trade-off is there’s no deduction to shelter your first dollars. On $60,000, the
state tax is a clean $1,842 (60,000 × 3.07%). Filing status doesn’t change the state rate at all.
The local Earned Income Tax
Where Pennsylvania gets more complicated is local tax. Most municipalities and school districts
levy an Earned Income Tax (EIT), commonly around 1% (Philadelphia and Pittsburgh run their
own higher wage taxes). It’s separate from the state 3.07%, so this tool shows the state portion
only and flags the local EIT. Add your municipality’s rate for true take-home.
Limits
Covers federal income tax, FICA, and the Pennsylvania flat state rate using 2026 figures. It
excludes the local Earned Income Tax, pre-tax deductions, tax-forgiveness credits, and W-4
fine-tuning. Check your refund with the tax refund calculator;
the flexible paycheck calculator handles any state.
Last updated:
Frequently asked questions
What is the Pennsylvania state income tax rate?
Pennsylvania uses a single flat rate of 3.07% — one of the lowest and longest-standing flat income taxes in the country. Unusually, it's applied to your gross compensation with no standard deduction and no personal exemption, so the full amount is taxed.
Why is there no standard deduction in Pennsylvania?
Pennsylvania's flat tax simply doesn't include a standard deduction or personal exemption — the 3.07% applies to your whole compensation. Low-income filers may qualify for tax forgiveness (a separate program), but there's no across-the-board deduction that reduces the base for most workers.
What is the local Earned Income Tax?
Most Pennsylvania municipalities and school districts levy a local Earned Income Tax (EIT) on wages, commonly around 1% (Philadelphia and Pittsburgh have their own higher wage taxes). This is separate from the 3.07% state rate, so this calculator shows the state portion and flags the local EIT as not included.
How much is withheld from a $60,000 paycheck in Pennsylvania?
For a single filer in 2026, the state portion is about $5,020 federal income tax, $3,720 Social Security, $870 Medicare, and $1,842 Pennsylvania state income tax — about $48,548 a year before your local Earned Income Tax, which you should add based on where you live or work.
See your take-home pay per paycheck after federal income tax, Social Security, Medicare, and state tax — full annual breakdown and effective rate shown.