Rhode Island paycheck calculator

What's different about a Rhode Island paycheck

At Rhode Island's median wage — $27.30 an hour, or about $56,780 a year (BLS, May 2025) — a single filer paid biweekly keeps about $1,780.40 per paycheck. Over the year that's $4,634 federal income tax, $4,344 Social Security and Medicare, and $1,512 Rhode Island income tax, before 401(k), insurance, or the items below. Source: BLS OEWS May 2025 — Rhode Island, all occupations

Other state payroll deductions

• Temporary Disability Insurance (TDI/TCI): 1.1% of wages up to $100,000. Employee-paid only: 1.1% of the first $100,000 of 2026 wages (at most $1,100), funding disability and caregiver-leave benefits. It was 1.3% of $89,200 in 2025. Source

Not included in the calculator above, which covers federal tax, FICA, and Rhode Island income tax.

Local income taxes

Rhode Island cities and towns don’t tax wages; employers withhold only state income tax. Source: Rhode Island Constitution, Article XIII, Section 5

Working across state lines

Rhode Island has no reciprocity agreements. Employers withhold Rhode Island tax on work done in the state, including for out-of-state residents; residents taxed by another state on wages earned there claim a credit on the RI-1040. Source: RI Division of Taxation — 2026 withholding tables booklet

Bonuses and other supplemental pay

Rhode Island’s supplemental withholding rate is 5.99% for 2026; bonuses paid together with regular wages are withheld on the combined amount. Source: 2026 Rhode Island Employer's Income Tax Withholding Tables booklet

State withholding form

Form RI W-4 — Employee's Withholding Allowance Certificate, filed with your employer alongside the federal W-4.

How this is calculated

Net pay in Rhode Island = gross salary minus federal withholdings minus Rhode Island income tax. Federal income tax, Social Security, and Medicare use the 2026 IRS and SSA figures (Rev. Proc. 2025-32), computed exactly as on the main paycheck calculator. Rhode Island has three brackets — 3.75%, 4.75%, and 5.99% — after a standard deduction ($11,200 single / $22,400 married) and a personal exemption ($5,250 single / $10,500 married). The deduction/exemption phase-out at high incomes, credits, and pre-tax items are not modeled.

The 2026 federal income tax, Social Security, and Medicare method, step by step

Sources

• IRS — Tax year 2026 inflation adjustments (Rev. Proc. 2025-32)(opens in a new tab)
• SSA — Social Security contribution and benefit base(opens in a new tab)
• Tax Foundation — 2026 State Individual Income Tax Rates and Brackets(opens in a new tab)
• Rhode Island Division of Taxation(opens in a new tab)

Frequently asked questions

What is the Rhode Island state income tax rate?

Rhode Island has three brackets: 3.75% on the first ~$82,050 of taxable income, 4.75% up to ~$186,450, and 5.99% above that (same thresholds for single and married filers). It pairs a solid standard deduction with a personal exemption, so a lot of income is sheltered before the 3.75% starting rate.

Do the deduction and exemption ever go away?

At high incomes, Rhode Island phases out both the standard deduction and the personal exemption, so top earners lose those shelters. For a typical middle-income salary they apply in full, which is what this estimate assumes.

How much of a median Rhode Island paycheck goes to taxes?

Rhode Island's median wage is about $56,780 a year ($27.30 an hour, BLS May 2025). For a single filer paid biweekly in 2026 that is about $4,634 federal income tax, $4,344 Social Security and Medicare, and $1,512 Rhode Island income tax a year, leaving about $1,780.40 per paycheck — before 401(k), insurance, or any state payroll programs.

Does Rhode Island have a tax reciprocity agreement with other states?

Rhode Island has no reciprocity agreements. Employers withhold Rhode Island tax on work done in the state, including for out-of-state residents; residents taxed by another state on wages earned there claim a credit on the RI-1040.

Do Rhode Island cities or counties tax wages?

Rhode Island cities and towns don’t tax wages; employers withhold only state income tax.

How are bonuses withheld in Rhode Island?

Rhode Island’s supplemental withholding rate is 5.99% for 2026; bonuses paid together with regular wages are withheld on the combined amount.